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Buy now. Pay later.
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| Account Limit | Up to $1,000 | Up to $1,000 |
| Interest Free Period | 0% Always | Always Interest Free |
| Set Up Fee | No Set Up Fee! | No Set Up Fee! |
| Minimum Repayments | From $10/week | Your owing balance divided by 4 |
| Payment Frequency | Weekly, fortnightly or monthly | Fortnightly |
| Account Fee | $6/month, but fee-free if there is no funds outstanding. | No account fee |
| Eligibility | Australian citizen or Permanent Resident over 18 years old and meet the verification criteria. | Australian or New Zealand resident over 18 years old with a valid debit or credit card. |
| Late Fee | Learn more about Zip late fees here | Learn more about Afterpay Pay late fees here |
| Terms and Conditions | See more here | See more here |